THE MONTH-END FIELD GUIDE
How to reconcile Stripe payouts with your bank (with CSV)
A Stripe payout combines activity into a net transfer. Compare the payout to the deposit, then use its underlying rows to understand fees, refunds and differences.
Try four sample files, inspect the source rows and download a summary. No signup required.
Try the free reconciliation tool →1. Export the itemized report
In Stripe’s Dashboard, open Reports and the payout reconciliation report. Select the period and download the itemized CSV. Include the payout ID, date, currency, gross, fee and net columns. For automatic payouts, the report links balance activity to the payout. Manual payouts may not provide that allocation.
2. Export the bank CSV
Choose the same month and include the following week so delayed deposits are visible. Keep date, description, amount and currency columns. Avoid converting currencies in the source file.
3. Compare payouts and deposits
Open PayoutLens and drop the two files. Map the bank columns, review your date format and choose the month. Matching uses currency, amount, timing and payout references. Review confidence and source rows before accepting a proposed match.
4. Investigate differences
Check for delayed transfers, missing export rows, bank fees, split deposits or a different settlement currency. A matching total does not prove that your source export is complete. Keep the original report and independent payout total.
Export reference: Stripe: payout reporting options. Checked October 31, 2026. Provider menus may change.
Not accounting or tax advice. Your accountant decides how transactions should be recorded.
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